Is 4 A Good Mortgage Rate

That is the rate I was quoted from both Chase and Wells Fargo through Pre-approval for a $250,000 loan. FHA rate was 3.75% My median credit score they used was 800. I know this is a good score, which is why I was expecting a lower rate. I am considering more shopping around, but wanted some input from others on the 4.125%.

Us Interest Rates History Lest We Forget: Why We Had A Financial Crisis – Barry Ritholtz fills us in on the history with an excellent series of articles in. The current period of artificially low interest rates mirrors eerily the period ten years ago when Alan Greenspan.

It depends on your state, but 4.125% with credits towards your closing costs if you are getting separate mortgage insurance. If you are getting mortgage insurance included with the rate, then 4.25% is a great rate. I’m getting 4.375% when I run rates for that scenario. (This assuming a 40 day or less closing time).

(Realtor.com is operated by news corp nwsa, –4.70% subsidiary move Inc. “You worry more about what negative interest rates.

The average 30-year fixed mortgage rate is 3.81%, unchanged from a week ago. 15-year fixed mortgage rates rose 5 basis points to 3.20% from 3.15% a week ago.

It was 4.41 percent a week ago and 4.44 percent a year ago. The movement of long-term bonds tends to be a good indicator of where mortgage rates are headed. When yields fall, home loan rates often.

It was 4.41 percent a week ago and 4.44 percent a year ago. The movement of long-term bonds tends to be a good indicator of where mortgage rates are headed. When yields fall, home loan rates often.

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Is 4.25 a good interest rate right now? : Mortgages – reddit – It depends on your state, but 4.125% with credits towards your closing costs if you are getting separate mortgage insurance. If you are getting mortgage insurance included with the rate, then 4.25% is a great rate. I’m getting 4.375% when I run rates for that scenario.

Current Fha 30 Yr Fixed Rate Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage increased to 4.12% from 4.08% last week. Two weeks ago, the benchmark loan rate marked its steepest weekly.

Mortgage rates moved higher this week for the first time in more than a month. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.41 percent.

Like others said, 4.5% is not a bad rate all things considered, the best rates out there for FHA loans are like 3.5% or higher. My wife and I bought a cheaper home recently with income similar to yours and we got a rate just under 4%.