FHA vs. conventional loan: If you need a mortgage to buy a house, odds are you’ll be weighing the pros and cons of the two most common types available.
Mortgage rates side-stepped today, bringing an end to a gentle but consistent move lower over the past 5 business days. During that time the average conventional 30yr fixed rates for top tier.
Luckily, there are alternatives to a conventional mortgage that can help you buy a house with no money down. The US government offers home loans for homebuyers in a financial squeeze, but of course,
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FHA vs. Conventional Loans: The Loan-to-Value Ratio. FHA loans tend to have higher loan-to-value ratios than conventional mortgage loans. To explain why, it’ll help to explain what FHA loans are and why they exist. FHA stands for Federal Housing Authority. The FHA is part of HUD, the U.S. Department of Housing and Urban Development.